Pradhan Mantri Awas Yojana – Gramin (PMAY-G) These People will get houses in 2023

Pradhan Mantri Awas Yojana is basically a government scheme through which government want to provide housing facility to every eligible citizen of India who is not in the condition to buy a house or pay rent monthly and that is why they built their normal house in areas which usually represent as a slum area. So every citizen has somewhere to live and they remain protected from direct, heat, cold and rain also.

This is not the only scheme that which government has launched to provide the facility of housing in 1985 also the Indian government launched Indira Awas Yojana but due to some problems and lacking facility, absence of proper monitoring, and the use of old techniques hence this scheme get modified by the Indian government and they launched the modified version of Indira Awas Yojana as Pradhan Mantri Awas Yojana – Gramin.

Brief Description of Project

Name of SchemePradhan Mantri Awas Yojana – Gramin (PMAY-G)
Scheme BenefitsThe poor villager who doesn’t have house will get one.
ObjectiveTo provide a house for the poor villagers.

What is Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

Pradhan Mantri Awas Yojana – Gramin is a rural development scheme under which the government is giving the home to those who are either homeless or don’t able to afford a house. The scheme is made by the words Awas Yojana which means House scheme and Gramin means rural or village area so the government under this scheme decide to make pucca houses in the rural area to develop the rural areas also.

Rashtriya Madhyamik Shiksha Abhiyan Yojana 2022 Key Highlights

PortalPradhan Mantri Awas Yojana – Gramin (PMAY-G)
Launched byMr Narendra Modi
Ministry ControlMinistry of Rural Development.
ObjectiveTo provide a house for the poor villagers.
BenefitsThe poor villager who doesn’t have a house will get one.
BeneficiaryEvery houseless will get one house in the rural area.
Official WebsiteClick Here

Launch year and ministry of Pradhan Mantri Awas Yojana – Gramin

This scheme as I already told you is the modified version of the 1985 Indira Awas Yojana and it is launched in 2016 by the Ministry of Rural Development of the Government of India.

Aim of PMAY-G

  1. The basic aim of this scheme is to provide the pucca house with the basic enmities as it should stand with all the weather conditions.
  2. All the necessary amenities like toilet, Bathroom, water supply, electric supply, etc must be provided with the house as there is no a benefit of just providing a house which does not have any facility.
  3. All homeless people must be provided with the proper pucca house by 2024.
  4. All the people living in the Kutcha houses must also be replaced with the pucca house.

Target of PMAY-G

The target of the government is to provide the 2.95 crores Pradhan Mantri Awas Yojana – Gramin houses 2024 with all the basic needs.

When the scheme has launched the target taken by the government to complete the houses by 2022 is 2.95 Crore.

Up to 2018-19 government get able to complete the 1 Crore houses but till 2022 their target of 2.95 crore was not accomplished due to COVID-19. That is why the government has extended this scheme to complete the remaining 1.95 crores up to march 2024.

Budget Allocation up to 2024

From 2016-22 the budget the government has allocated to provide houses to the houseless people is but as the scheme is now extended for the year 2024 so the budget is now also demanded for these two extended years. So this time the budget of 2,17,257 crore has been released in which the central share is of rupees 1,25,206 crore and the remaining 73,475 must be given by the State government. Also the additional requirement of 18,676 crore rupees towards the interest repayment to NABARD.

If you have read the above paragraphs carefully then you may be noticed that the budget of Pradhan Mantri Awas Yojana – Gramin is distributed between the Centre and the State government so it is a Centrally Sponsered Scheme.

95% 0f the 4% for administration expenses will be given to the state and union territories for the construction of the houses and the remaining 5% is kept for special projects.

Budget of the scheme for 2022-23

The budget for the next year is also released by the government. The budget of 48,000 crore rupees is allocated for both Pradhan Mantri Awas Yojana – urban and Pradhan Mantri Awas Yojana – Gramin also.

What are the Basic Amenities

Making a house to home there is a certain government convergence schemes ad there are certain basic amenities that are required to make a house-to-home.

  1. Financial assistance is available under Swach Bharat Mission – Gramin for toilets.
  2. Provision of 90/95 person days of un-skilled labour wage under MNREGA for the construction of the house, over and above the unit assistance. This amount is about 18,000 rupees.
  3. The house gets electrified under the Deen Dayal Upadhaya Gram Jyoti Yojana (DDUGJY) and also under the Saubhagyaa scheme of the Ministry of Power.
  4. Free LPG connection is provided under the Pradhan Mantri Ujjwala Yojana (PMUY) of the ministry of petroleum and natural gas.
  5. Efforts are also being made for providing piped water supply under Jal Jeewan Mission.

Who are Beneficiaries of Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

People who don’t have houses and identify under the Socio-Economic and Caste Census of 2011 will get the benefit of this scheme and the data must be verified by the Gram Sabha.

Priority will first be given to SC/ST, minorities and others on the basis of parameters reflecting housing deprivation.

People who don’t lie in the Socio-Economic and Caste Census due to any reason can also be eligible if the Awas + Survey will conduct to identify those who are left out from SECC.

Pradhan Mantri Awas Yojana - Gramin (PMAY-G)

Eligibility of Pradhan Mantri Awas Yojana – Gramin

SECC data will be used for identifying households who are genuinely deprived of multi-layered prioritization.
All houseless households with zero, one, or two rooms with kutcha walls or kutcha rooms.
Priority will be given to SC/ST.

There are certain inclusion and exclusion under which the household will become eligible for getting the house

Automatic Inclusion

  1. Household without shelter
  2. Destitute / living on alms.
  3. Manual Scavenger
  4. Primitve tribal group.
  5. Legal released bonded labour.

Automatic Exclusion

There is a total of 13 exclusion criteria for the household under which he can’t get the house.

Not in the above criteria

What happens with the household if he doesn’t lie in both criteria? So for that household that neither lies in the automatic inclusion nor in the automatic exclusion criteria. Then there are certain ways through which government decides the eligibility criteria for that type of household.

  1. Household with no adult member between the age of 16-59.
  2. Female-headed household with no adult male member between the age of 16-59.
  3. Households with no literate above 25 years old.
  4. Household with any disabled member with no able-bodied adult member.
  5. Landless households derive a major part of their income from manual casual labour.

Role of Gram Panchayat

As the scheme is for the rural areas which are headed by the gram panchayat. There are certain roles played by the Gram Panchayat in the Pradhan Mantri Awas Yojana – Gramin.

  1. Gram Panchayat will identify the land which will be allotted to the landless beneficiaries.
  2. It is also the duty of Gram Panchayat to identify the families who are not in the condition to construct the house on their own thus providing help in its construction.

Key Features of this scheme

  1. The minimum size of the house has been increased to 25 sq. mt from 20 sq. mt with a hygienic cooking space.
  2. Beneficiaries can also take loans up to 70,000 from the financial institution.
  3. Unit assistance of 1.2 Lakh rupees is provided to the houses that are made in plain areas, and 1.33 Lakh rupees that are made in the hilly areas. Difficulty areas, Integrated action plan district in tribal and backward regions.
  4. Allotment of the houses is made in the combined name of Husband and Wife except in the case of a widow, unmarried woman, or seperate person.
  5. The scheme is monitored through end to end e-Governance model using the MIS Awasapp or Awassofft App.
  6. Geo Tagging and Time Stamped photographs of the particular person with his constructing house of different stages are linked with the release of subsequent instalments of financial assistance. The government will relate the next instalment only if the work related to the first instalment gets completed. As it may also happen that the person takes the money and does not start constructing his home so to avoid this kind of falses the government will track the working construction of the house.

How and who will get the payment

The payment is given to the beneficiary who finally become eligible under Pradhan Mantri Awas Yojana and the amount is directly transferred through Direct Benefit Transfer into the account of the beneficiary. Also, the decision will be made to the administrative expenses from 4% to 2%.

Documents required for PMAY-G

  • Aadhaar number
  • Consent document to use Aadhaar on behalf of the beneficiary
  • MGNREGA-registered beneficiary job card number
  • Swachh Bharat Mission (SBM) number of the beneficiary
  • Bank account details

How to apply for Pradhan Mantri Awas Yojana – Gramin

There are a total of four sections to be filled for applying the Pradhan Mantri Awas Yojana – Gramin,

  • Personal details
  • Bank account details
  • Convergence details
  • Details from the concerned office

So to apply the form successfully just follow the steps given below:-

  1. Go to the official website of this yojana.
  2. Fill in the personal details like Mobile Number, Adhaar Card number, gender, etc.
  3. Upload the consent form required to use the Adhaar number.
  4. Click on the search button to find the beneficiary name, PMAY ID, and priority.
  5. Click on ‘’Select to Register’’.
  6. The beneficiary details will be automatically generated and displayed.
  7. The remaining beneficiary details can now be filled in, such as ownership type, relation, Aadhaar number, etc.
  8. Upload the consent form required to use the Aadhaar number on behalf of the beneficiary
  9. In the next section, add the beneficiary account details in the required fields, such as beneficiary name, bank account number, etc.
  10. If the beneficiary wants to avail of a loan, select ‘’Yes’’ and enter the required loan amount.
  11. In the next section, enter the MGNREGA job card number and Swachh Bharat Mission (SBM) number of the beneficiary
  12. The next section will be filled in by the concerned office.

Other Government Schemes to be read


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